Expert appraisals in the midsouth

EPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market.

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Why Choose Evaluating Property in the MidSouth (EPM)?


We take advantage of the latest appraiser gadgets and gear to save you time and money.  We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others.   We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person.   Our goal is simply an unbeatable experience for our customers.   Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times.  We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times.  We promise you'll see the difference, too. 

Accurate, dependable appraisal services in DeSoto County.

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What's an Appraisal

When you need to know the true value of a property, you need an expert. Find out about the appraisal process.

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Mortgage Rates:
 
Paradoxical Rally Gets Logical After Retail Sales
2/14/2025 4:12 PM
Paradoxical Rally Gets Logical After Retail Sales If yesterday"s PPI-driven rally was a paradox, today"s continuation was quite the opposite.  While it"s not the most reliable market mover among economic reports, Retail Sales can occasionally go big. Today was such an example. Including or excluding th...Read More
 
Mortgage Rates Drop to Lowest Levels Since December 17th
2/14/2025 2:20 PM
The final two days of the present week weren"t on many bingo cards as of Wednesday afternoon.  At the time, rates were jumping higher in response to inflation data.  That same morning, the Consumer Price Index (CPI) showed consumer inflation accelerating much faster than expected last month.  As we discussed yesterday, the Producer ...Read More
 
Refi Demand at 3 Month High Thanks to Lower Rates
2/14/2025 1:47 PM
In this week"s update on mortgage applications from the Mortgage Bankers Association (MBA), purchases continued a modest retreat but refinance demand improved for the 2nd week in a row. This was just barely enough for the Refi index to hit the highest levels since October 2024. The uptick makes sense in light of the mortgage rate situation last ...Read More
 
Best Levels of The Week After Downbeat Data
2/14/2025 10:53 AM
What a difference the past two mornings have made for a bond market that was seemingly on the ropes on Wednesday. After yesterday"s paradoxical (though, ultimately rational) rally in response to the PPI data, today"s morning momentum came down to the Retail Sales report. Bonds were flat heading into the data, so it"s not hard to imagine that things...Read More
 
CA Insurance, Warehouse, AI, AVM Tools; Fannie Earnings and News; Catastrophe Impact; Occupancy Felonies
2/14/2025 10:25 AM
As rumors of the demise of HMDA reporting swirl, as well as a 50 percent reduction in HUD headcount and actual VA cuts, think about this the next time you go into a grocery store: It’s not like lending is like buying organic meat or produce. More than in most retail transactions, the organic consumer is buying both a thing and an assurance about a ...Read More
 
What"s Up With Today"s Paradoxical Bond Rally?
2/13/2025 3:36 PM
What"s Up With Today"s Paradoxical Bond Rally? PPI may not be as heavy a hitter as CPI on average, but one could make a case for this week being one of the rare exceptions. Strikingly, PPI managed to HELP bonds despite the core annual number coming in much higher than expected. The catch is that J...Read More
 
Mortgage Rates Completely Reverse Yesterday"s Spike
2/13/2025 2:21 PM
Mortgage rates jumped quickly higher yesterday following the higher inflation reading in the Consumer Price Index (CPI). Now today, rates have completely erased the move despite a similar report, the Producer Price Index (PPI) seemingly adding fuel to the inflationary fire. PPI is almost never as big of a deal as CPI when it comes to pushing rates...Read More
 
Correspondent, Renovation, Processing, QC Tools; Homeowner"s Insurance; Crypto as Collateral; Freddie Earnings
2/13/2025 10:45 AM
Capital markets participants around the world breathed a sigh of relief when Federal Reserve Chair Jerome Powell said Wednesday that President Donald Trump’s calls for lower interest rates won’t lead the central bank to change its rate decisions. “People can be confident that we’ll continue to keep our heads down, do our work, and make our decision...Read More
 
Decent Start Despite Higher Annual Producer Prices
2/13/2025 8:07 AM
This morning"s econ data included weekly jobless claims, which came in roughly in line with forecasts, and the Producer Price Index (PPI) which was a bit different.  The month over month change in core PPI was as expected, but the annual change jumped 0.3 above expectations (3.6 vs 3.3).  How can that be?  Revisions to the past ...Read More
 
CPI Came in HOT and Bonds Reacted Logically
2/12/2025 3:50 PM
CPI Came in HOT and Bonds Reacted Logically There"s remarkably little else to observe beyond this morning"s initial commentary.  Bonds did exactly what we would have expected based on the sharply higher inflation reading with 10yr yields popping about 10bps higher and MBS shedding 3/8ths of a point, if...Read More