Expert appraisals in the midsouth

EPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market.

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Why Choose Evaluating Property in the MidSouth (EPM)?

We take advantage of the latest appraiser gadgets and gear to save you time and money.  We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others.   We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person.   Our goal is simply an unbeatable experience for our customers.   Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times.  We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times.  We promise you'll see the difference, too. 

Accurate, dependable appraisal services in DeSoto County.

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What's an Appraisal

When you need to know the true value of a property, you need an expert. Find out about the appraisal process.

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Mortgage Rates:
Fairly Huge Improvement in Rates Followed by Some Deterioration
9/29/2023 4:57 PM
It depends quite a bit on the lender in question, but at some point between yesterday morning and this morning, the average lender dropped rates at the fastest single-day pace in months. Before you get excited, there"s a catch--two or three of them actually. The first catch is that some lenders split that improvement between yesterday afternoon an...Read More
Bonds Almost Hold Onto Gains Ahead of Shutdown Uncertainty
9/29/2023 2:51 PM
Bonds Almost Hold Onto Gains Ahead of Shutdown Uncertainty Bonds improved moderately overnight, adding onto what was already a fairly substantial recovery yesterday.  The morning"s PCE data was slightly lower than expected, but bonds didn"t seem unequivocally happy about that.  There was a modest ...Read More
Leveling Off Into The Weekend (We Hope)
9/29/2023 11:24 AM
The trading day began on a fairly positive note with a strong hand-off from Europe and reasonably friendly inflation data at 8:30am.  After a few moments of indecision, bonds rallied modestly on the data, but have been giving back the gains as we head into the PM hours.  The rest of the day may be dictated by month/quarter-end tradeflows ...Read More
Accounting, JV Partner, Credit, Stand-Alone 2nd Products; Shutdown Primer for Lenders; Tax Transcripts?
9/29/2023 9:25 AM
Shutdown or no shutdown, the National Park Service’s Fat Bear Week is approaching, focused on how these behemoths tip the scale. Here’s your tip of the day: Having books in your Zoom background makes you seem more trustworthy. What if one of them is “The Complete Idiot’s Guide to Mortgages”? Maybe put some gold bars on the shelf instead? You can bu...Read More
Bonds Bounce Despite Stronger Data
9/28/2023 3:11 PM
Bonds Bounce Despite Stronger Data Bonds lost ground overnight and logically added to the losses after the morning"s Jobless Claims data.  Dovish comments from Fed"s Goolsbee helped push back in the other direction and month-end tradeflows added to gains in the afternoon.  All told, it was a token...Read More
Small Reprieve in Rate Rout
9/28/2023 2:28 PM
The past few days have seen rates surge to new multi-decade highs with the average lender quoting 7.6+ for top tier conventional 30yr fixed scenarios. Not too much has changed today apart from the direction of the movement and the fact that modest gains weren"t brutally dashed as the day progressed. In fact, most lenders updated rates  for th...Read More
NAR Calls for End to Rate Hikes as Pending Sales Drops Again
9/28/2023 11:47 AM
Pending home sales failed to add a third month onto the mini rally it staged in June and July. The National Association of Realtors® (NAR) said its Pending Home Sale Index (PHSI) declined 7.1 percent to 71.8 in August and is now down 18.7 percent from its August 2022 level. The PHSI ended a three-month decline in June, rising 0.3 percent followe...Read More
A Different Kind of Day So Far
9/28/2023 11:09 AM
Bonds lost ground modestly overnight.  Contrast that to the past few trading sessions that have seen gains in Europe followed by selling in the US.  Then at the start of the domestic session, economic data added to the weakness, but not before a quick, paradoxical blip into stronger territory.  This was odd indeed, considering it fol...Read More
Hedging, TPO and Broker Programs; Servicing, QC, Consulting Products; CFPB Report on Lending; STRATMOR and MortgageCX
9/28/2023 9:23 AM
Seen on someone’s laptop here in Phoenix: “If Pete Davidson can date a Kardashian, you can be a homeowner.” From a business viewpoint, if you think mortgages are bad, try NFTs. I don’t know what I was thinking, sinking my entire 401(k) into that sector a few years ago. My collection of fake, imaginary art is now worthless!? It’s good to keep things...Read More
Relentless Surge in Mortgage Rates
9/27/2023 4:10 PM
It"s with no great pleasure (none of any kind, for that matter) that we find ourselves in a position to report, yet again, that mortgage rates have sailed decisively to another new multi-decade high.  Today"s installment is fairly unpleasant given that the average lender actually began the day in slightly stronger territory only to be forced t...Read More