Expert appraisals in the midsouth

EPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market.

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Why Choose Evaluating Property in the MidSouth (EPM)?

We take advantage of the latest appraiser gadgets and gear to save you time and money.  We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others.   We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person.   Our goal is simply an unbeatable experience for our customers.   Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times.  We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times.  We promise you'll see the difference, too. 

Accurate, dependable appraisal services in DeSoto County.

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What's an Appraisal

When you need to know the true value of a property, you need an expert. Find out about the appraisal process.

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Mortgage Rates:
June Shaping Up Nicely, But Bigger Tests Are Yet to Come
6/21/2024 3:37 PM
After a rocky start to the year, things began to improve for rates and the inflation outlook in May. June took the improvement to the next level, but this week didn"t affect the bigger picture. Ahead of Wednesday"s market closure for Juneteenth, the most relevant economic report was Retail Sales on Tuesday morning.  It came in slightly below ...Read More
AI Product; Capital Markets; Wholesale and Correspondent News; Appraisals are Junk Fees?
6/21/2024 10:27 AM
Don Henley’s “Boys of Summer” was a hit 40 years ago. (Yes, 40 years.) There are plenty of beaches in Hawai’i, but here in Honolulu at the MBAH conference, it’s all business. MBA Chair Mark Jones reminded the audience that President Biden “declared war” on what he called “junk fees.” Sure enough, soon after the State of the Union Address, the CFPB ...Read More
Logical Reaction to Much Stronger Services PMI
6/21/2024 9:56 AM
S&P Global (formerly Markit) PMIs are the standard PMI around the world, but have long been second fiddle to ISM PMIs in the U.S.  That"s certainly still the case, but in this era of ever-increasing data dependence, we"ve seen a drastic change in the market"s willingness to trade the preliminary S&P PMI releases, which are among the ea...Read More
Counterintuitive Weakness Early, But Inconsequential in Bigger Picture
6/20/2024 2:26 PM
Counterintuitive Weakness Early, But Inconsequential in Bigger Picture The past two trading days each had their own version of counterintuitive movement.  Today"s installment featured bond yields rising after a batch of mostly weaker economic data.  The only way to justify it using the data itself...Read More
Mortgage Rates Unchanged Versus Tuesday"s Levels
6/20/2024 2:12 PM
The bond market was closed on Wednesday for the Juneteenth holiday.  As such, mortgage lenders were either closed or unable to update mortgage rates based on market movement.  Today"s rates are perfectly in line with Tuesday morning"s, on average, even though the bond market is slightly weaker.   Weakness in bonds refers t...Read More
Hedging, Wholesale, Correspondent, Compliance Products; Pay Attention to the CFPB
6/20/2024 10:49 AM
Taylor Swift sang of a “Cruel Summer” and vendors and lenders hope that it isn’t. “If you ever get cold, stand in the corner of a room for a while. They’re normally 90 degrees.” Much of the U.S. is anything but cold. Today, depending on where you are on the globe, is the Summer Solstice, has to do with the tilt of the Earth"s axis and the Tropic of...Read More
Housing Permits and Starts Drift Lower
6/20/2024 10:45 AM
The rate of both construction permitting and residential construction starts fell in May, with permitting losing ground for the third straight month. The U.S. Census Bureau and the Department of Housing and Urban Development report that residential authorizations were issued at a seasonally adjusted annual rate of 1.386 million. This is a decline ...Read More
Position-Driven Trading Likely Behind Today"s Paradoxical Weakness
6/20/2024 10:07 AM
On Tuesday, bonds had an initial, positive reaction to the Retail Sales data that clearly ended mere minutes after the release.  Yields trended slightly higher in a narrow range into 11am at which point new rally momentum emerged, lasting through the close.  It was hard to explain that rally without relying on positional trading considera...Read More
Purchase Activity Rises, MBA Forecasts More of Same
6/20/2024 7:31 AM
There was a slight increase in mortgage application volume during the week ended June 14. For a change, it was accounted for by the home purchasing component.   The Mortgage Bankers Association says its Market Composite Index, a measure of loan application volume, increased 0.9 percent on a seasonally adjusted basis although it lost 0.1 perc...Read More
Additional Mid-Day Gains Independent of Data and Events
6/18/2024 3:13 PM
Additional Mid-Day Gains Independent of Data and Events Bonds traded the day in two distinct sections.  First up was the reaction to the Retail Sales data with a logical rally following the weaker results.  Gains weren"t especially huge and a modest correction lasted until 11am.  At that poin...Read More